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How long has it been since you updated your home inventory? Or, if you’re a business owner, how long has it been since you updated your business' assets inventory?
You do have an asset inventory, sometimes called a personal property inventory, right?
One of the most commonly known purposes for a certified inventory is to protect your assets in the case of a loss – something we’re seeing more of these days. You work hard to live the American Dream. Fire, theft, or natural disaster – just one unexpected catastrophe – can take that away in just seconds. Once most belongings are gone or damaged, the insurance company or police will ask for detailed descriptions and often require pictures as proof of ownership. What will you do? If you can’t remember, you can’t recover™.
You have insurance for your home, but having an insurance policy just isn’t enough. Disaster victims are usually required to provide a list of items they are claiming for replacement. A thorough personal property inventory, created prior to your loss, is the answer. This information is a sure way to give yourself asset protection to help you recover from a disaster.
You certainly could take a pencil and paper and list everything you own. However, many just never get around to it, even though they see the value and importance of being able to support an insurance claim. It can be a daunting task and often one that doesn’t make it to the top of a to-do list. That’s where we come in!
Nearest crossroads are Sashabaw and Waldon.